Are there any pre-payment penalties associated with paying off my Uplift Pay Monthly loan early? February 15, 2023 16:26 Updated No, there are no pre-payment penalties.For more information, please visit the Uplift Help Center. Related articles Do I have to pay off my Uplift Pay Monthly loan prior to traveling? Why should I choose Uplift Pay Monthly to pay for my cruise? How do I check my Uplift Pay Monthly loan balance? When should I book my shore excursions? How do I cancel or change my cruise when paying through Uplift?