Are there any pre-payment penalties associated with Uplift Pay Monthly loans? March 26, 2019 14:00 Updated Uplift will not assess penalties if you choose to pay off your loan prior to the due date. For more information, please visit the Uplift Help Center. Related articles Do I have to pay off my Uplift Pay Monthly loan prior to traveling? When should I book my shore excursions? How can I transfer an existing cruise reservation? What if I am unable to pay back my deposit by the due date? What is Onboard Credit (OBC)?