Are there any pre-payment penalties associated with Uplift Pay Monthly loans? June 14, 2021 21:01 Updated Uplift will not assess penalties if you choose to pay off your loan prior to the due date.For more information, please visit the Uplift Help Center. Related articles Why should I choose Uplift Pay Monthly to pay for my cruise? Do I have to pay off my Uplift Pay Monthly loan prior to traveling? When should I book my shore excursions? When is my final payment due? What if I am unable to pay back my deposit by the due date?