Are there any pre-payment penalties associated with paying off my Uplift loan early? January 26, 2023 21:25 Updated Uplift will not assess pre-payment penalties if you choose to pay off your loan early.For more information, please visit the Uplift Help Center. Related articles I purchased a trip using Uplift, can I travel before it's paid off? Why should I choose Uplift to pay for my cruise? When should I book my shore excursions? How do I check my Uplift Pay Monthly loan balance? How do I cancel or change my cruise when paying through Uplift?