Are there any pre-payment penalties associated with Uplift Pay Monthly loans? June 14, 2021 21:01 Updated Uplift will not assess penalties if you choose to pay off your loan prior to the due date.For more information, please visit the Uplift Help Center. Related articles Do I have to pay off my Uplift Pay Monthly loan prior to traveling? When should I book my shore excursions? When is my final payment due? What if I am unable to pay back my deposit by the due date? How can I transfer an existing cruise reservation?